Terms of Service

Last Updated: 12 February 2026

Agreement to Terms

By accessing and using pennyplusqy.com, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this website.

Nature of This Platform

Penny Plus QY is an information platform that documents alternative construction methods for affordable housing in South Africa. We provide educational content only.

What We Do

  • Provide documentation about construction methods
  • Share technical information and case studies
  • Offer cost comparisons and thermal performance data
  • Explain NHBRC compliance requirements

What We Do Not Do

  • We do not sell building materials or products
  • We do not contract construction work
  • We do not provide architectural or engineering services
  • We do not offer personalized advice or recommendations
  • We do not promote specific manufacturers or brands

Use of Information

The information on this website is provided for educational purposes. While we collaborate with qualified professionals to ensure accuracy, you should:

  • Verify all information independently
  • Consult with qualified professionals for your specific project
  • Understand that construction outcomes depend on many factors
  • Recognize that we make no guarantees about results

Intellectual Property

The content on this website, including text, images, graphics, and documentation, is owned by or licensed to Penny Plus QY. You may not reproduce, distribute, or create derivative works without written permission.

Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

  • The website will be available at all times
  • Information is complete, accurate, or current
  • The website is free from errors or viruses
  • Use of the information will achieve particular results

Limitation of Liability

Penny Plus QY shall not be liable for any damages arising from use of this website or reliance on its content, including but not limited to direct, indirect, incidental, or consequential damages.

External Links

This website may contain links to external sites. We have no control over the content of these sites and accept no responsibility for them.

User Conduct

You agree not to:

  • Use the website for any unlawful purpose
  • Attempt to gain unauthorized access to the website
  • Interfere with the proper functioning of the website
  • Transmit viruses or malicious code
  • Collect information about other users

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Service are governed by the laws of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts of South Africa.

Contact Information

If you have questions about these Terms of Service, please contact us:

Email: info@pennyplusqy.com
Phone: +27 86 099 8877
Address: 1 Discovery Pl, Sandhurst, Sandton, 2196, South Africa